![]() And at the bottom, in true retro print style, there’s space to scribble names, dates and more. Retro Prints These vintage-style prints come in one size (3.5x4”), on a glossy, thick 330gsm paper. Upgrade to Premium for thicker 250gsm paper. Classic Prints Available in three different sizes, the standard Classic Prints have a thin white border, a matt or gloss finish, and use high-quality 210gsm paper. Find a size that fits Mini Prints These adorable little 2x2” prints are perfect for printing your Instagram photos, creating collages on your wall, or for storing treasured memories in your wallet or purse. ClassicPrints are printed using high-quality, standard 210gsm Fujifilm paper. Professional-grade paper Our Classic Prints use a high-quality, standard 210gsm Fujifilm paper. Our MiniPrints are digitally printed on thick, 330gsm Soho Century paper, with a white back and a lustre finish that’s perfect for scribbling on. If you’ve ever taken film to be developed, chances are you’ve seen gloss photos before. It gives very accurate colours and is non-reflective, making it perfect for glass photo frames. Gloss paper gives super-vibrant colours, and has a noticeable sheen. Our print finishes All of our photos are printed using high-quality inks and professional-grade photo paper.Together, they ensure your images will last a very long time – no matter how many family members enjoy them! We offer a choice of two paper finishes: Matt paper offers a smooth, soft finish with a slightly more muted palette. And if you want to go even bigger, Photo Canvas Prints look great on any wall. Our range starts at 2x2”for Mini Prints, and goes all the way to 16x12” large-format prints. Print size Print your favourite memories in any size you like with PostSnap. *Mini Prints may take up to three working days. Straight to your door As soon as we receive your photo print order, we’ll check it by hand (no computer cropping here!) and ship it within one working day.* And as all of our orders are shipped from the UK, you won’t have to wait as long for them to arrive. So you get high-quality photos, created by skilled British printers, safe in the knowledge that your carbon footprint is as low as can be. Made in the UK We print all of our photos right here in the UK, using professional-grade equipment. Print little gifts they’ll love, just because. And they’re so easy to print, you won’t need a reason to send them to friends and family. A gift they’ll love again and again High-quality photo prints from PostSnap make for a perfect, thoughtful gift, too. Use or website in your mobile browser or, for the full experience, download the PostSnap app on Android or iOS. Print your best bits, on the go PostSnap makes printing photos straight from your phone a cinch. They come with a white border as standard, and space below to scribble dates, names, or anything else for that matter. Got a high-resolution photo you love? Blow it up big with one of our large print sizes and create a brand-new centrepiece for your living room wall. Are your best moments all saved on Instagram? Our Square Photo Prints are the perfect way to make those memories real again (and ensure you never waste a good filter). And for everyone who remembers the joy of instant cameras, our Retro Photo Prints recapture the magic of holding your photos in your hands. Our cropping tool makes it easy to enlarge your photos, or select the bits that matter most. Take control of your photos We’ll always recommend the best size for your photo prints, but the final decision is yours. Simply choose the images you want to print, select a size, and decide whether to add a white border (for a little retro cool). We print your photos on professional-quality paper, with a choice of gloss and matt finishes. Which is why we’ve made it super easy to print your favourite photos, straight from your phone or desktop. At PostSnap, we think those memories deserve better. ![]() Our phones are FULL of photos we never look at. ![]() Love your memories again Let’s face it. ![]() Edit your photos, print them in black and white and more, directly from our website or app. Simply upload your image, select your photo size (or let us take care of this bit), and you’re done! You can even create collage photo prints and custom photo prints with our easy-to-use creative tools. Printing your favourite memories with PostSnap is easy. You can take care of the details yourself, but if the choice is all a little overwhelming, don’t worry! We’ll recommend the best photo print size for the images you’ve uploaded, and make sure the aspect ratios are taken care of. We use high-quality paper, and professional printing techniques, to ensure your memories look their very best. What’s more, we’ll print your photos in pretty much any size you like. Print your photos online With PostSnap, you can print your photos online in seconds and have them delivered to your door.
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The mini includes a surprising amount of ports for its small size, such as two Thunderbolts (aka USB-C), two USB-As (a rarity on a Mac), HDMI, a headphone jack, and even Ethernet. However, it’s a way to tap what’s already on hand for a workplace that has already invested in peripherals to keep a budget in check or specific performance requirements. Unlike most Macs, you supply monitors, webcams, keyboards, and mice. Here’s a potentially divisive feature: The mini comes with the desktop and its power cord in the box, and that’s it. It’s a good, all-around desktop for a starting price of $599. It can be overlooked as easily as it can be squirreled away under a monitor or a monitor shelf.Įarlier this year, Apple unveiled the Mac mini M2, a faster, flexible machine suitable for various jobs from very officey-office work in Microsoft 365 to audio and video production, and software development. While most PC desktops are hulking, plastic structures, the mini measures just shy of 2 inches tall and 8 inches deep and wide. Since its launch in 2006, the Mac mini has always been the tower that isn’t. Price doesn’t include monitor, keyboard, or mouse.Suitable for creating many kinds of media.Also available with an M2 Pro chip with max specs of a 12-core CPU, 19-core GPU, 32GB of unified memory, and 8TB of storage.Apple M2 chip with 8- to 10-core CPU, 10-core GPU, 16-core Neural Engine.This roundup matches the right processing power with the right job duties. Apple also controls the hardware and software, allowing additional security features to authenticate devices and seamless handoff when using an iPhone or an iPad to work on documents. Apple also packs each Mac with plenty of business-friendly features like biometric authentication, mobile device management, malware detection, and antivirus tools. Some of those dollars go to the brand name, the easily recognized design aesthetic, and aluminum bodies instead of the much more prevalent plastic. The best Macs for business: Reviews & RecommendationsĬhoosing Apple computers for the workplace is an investment-after all, Macs aren’t cheap. Apple’s lineup isn’t huge, but the company has done a good job addressing specific areas of the market, sometimes with more than one appropriate option. In addition to using Macs in our workplaces for decades, we pulled from extensive research and PopSci testing and reviews to decide on what’s best. ![]() Best budget laptop: MacBook Air 13-inch M1Īpple’s Mac options include the Air and Pro lines of laptops, plus the iMac, mini, Studio, and Pro lines of desktops-all with a dizzying amount of upgrade options. ![]() ![]() Best overall laptop: MacBook Air 15-inch M2.Best desktop for designers and programmers: Mac Studio M2 Max.We’ve compared Apples to Apples to unearth the best Macs for business regardless of the workload. ![]() Easy-to-use interfaces, reliability, and premium design aesthetic earned Apple praise, but higher price tags can often be a hurdle to widespread workplace adoption. But over time, perhaps because the IT team preferred to maintain just one operating system or maybe it was the ubiquity of the iPhone, the Excel-loving, word-processing staff also got issued Apple computers. At first, they were exclusively for the photography staff, the graphic design team, the videographers, and the other content creators. Macs have occupied the newsrooms I’ve worked in since my journalism career began. Just about every type of workplace has adopted Macs for business purposes at some point in their history. ![]() For example, if the sight word is “the,” fill a bin with small objects that begin with the letter “t” and “h,” such as tiny toys, a plastic tree, and a mini house. ![]() Sight Word Sensory Bins: Create sensory bins filled with materials related to each sight word.Here are some proven techniques that have been successful in my own classroom: By using a variety of engaging strategies, we can make the learning process both enjoyable and effective. Teaching sight words to Kindergarten children is an exciting adventure filled with discovery and growth. Teaching Dolch Sight Words to Kindergarten Children: The Dolch Sight Word list for Kindergarten consists of words that children encounter regularly in their reading materials. These words often do not follow regular phonetic patterns, making them essential for young readers to recognize instantly. Doing it this way will give your child more speed and fluency.Dolch Sight Words are high-frequency words that appear frequently in written texts. Your child will learn phonics after this course in the Phonics – Learn To Read course. That’s how you are reading this right now. Your child is to learn to identify a word by looking at it. You don’t have to teach your child to sound out the words. Your child is learning to read by sight.Congratulations on reading your first story!.But you can also use both or mix and match on different days to practice the different ways the letters are written. For instance, if you child doesn’t like capital “I” looking like lowercase “l”, you can use the serif font stories. You may also find your child finds one is easier than the other. The linked story has it in a serif font, with the little feet. The app reading has the same font as the words, a sans-serif font, without the little feet. You or an older sibling needs to listen to your child read the lesson out loud from the online book each day. Your child should be able to recognize the words before reading the lesson. ![]() Feel free to end this first lesson before they know all the words perfectly. A check mark will appear when the practice is over. It changes its appearance slightly to show that you can click it again. The program will show your child each word three times. If your child isn’t getting the sight reading and is at least five years old, consider trying the phonics course first. I had others curled up reading at four and five. They were ten before you could find them curled up in a chair somewhere reading something just because they enjoyed it. I had to stop the sight words and switch to phonics and then came back to this part of the course with sight reading. I had a couple of children who went through both of these Learn to Read courses twice before they started just reading on their own. A child struggling with dyslexia, for example, will do better with phonics first. Starting with sight words enables them to read more quickly and fluently. We suggest completing this course first in our two-part learn-to-read program. They will be able to read easy reader books by the end of this course, things like Green Eggs and Ham. ![]() It will take about a year to go through both parts of the course. We encourage you to continue these lessons through any summer break or such time. This First part of the Learn to Read course is 111 lessons. ![]() These templates will also indicate the supplies and utensils you have at your disposal, including consumable items Choose a document most suitable for your household - you may wish to plan a better menu for your family, get rid of expired food, optimize your food shopping, or select the ingredients that last a long time and can be used to cook diverse dishes to enrich your nutrition. Besides, having an accurate record of how much the products cost and when they were delivered to the restaurant will help the manager figure out which items are about to expire and reduce the expenses of the business Small cafes and chain restaurants alike will benefit from selecting a tool that indicates the precise amount of food available and lists the supplies the place is supposed to have to prepare and serve dishes to guests. ![]() Whether you want to have a better understanding of your restaurant's performance by maintaining detailed records of the products you have ordered or your goal is to organize the kitchen in your household with minimal cost and effort, a list of edible items and tools used to cook meals and set the table will be valuable for restaurant staff and individuals that prefer to eat at home.įor a full list of Food Inventory templates please check out our library below. A Food Inventory refers to an itemized list of food created to describe the current contents of the pantry, fridge, and freezer located in the residence or a place that serves food to visitors. ![]() ![]() ![]() Although I had listened to these songs hundreds of times, it wasn’t until I heard Dave’s arrangements that I truly heard them. I remember the first time that I heard his arrangement to The Water is Wide and Shenandoah from his Two Worlds album. Year after year along with whatever endeavor he might be involved with, he has continued to add his unique touch to classic songs. The crafting of the unique rhythm arrangements, which worked so seamlessly with the rich strings, on songs such as So Many Stars and The Look of Love guaranteed that those records were going to be grooved out in a very short time at my house. The first time I personally became aware of Dave’s talent was listening to those great Sergio Mendes records like Crystal Illusion and Fool on the Hill. Through his career he has added his touch to Quincy’s albums such as Body Heat and I Heard That. During this time he began to record his own albums for Columbia and Epic and many are considered classics such as Subways are for Sleeping, Piano, Strings and Moonlight and Kaleidoscope, and at the same time he started doing work with our Advisory Board member, Quincy Jones. He soon moved to Los Angeles and one of his earliest associations was with Andy Williams for whom he acted as music director for his series and pianist for many of his top hits. He has since received honorary degrees from both his Alma madder and also Berkeley. Those honorees have been Earle Hagen, Ray Evans, Ray Charles, Vic Mizzy.Van Alexander, The Sherman Brothers, David Shire and Johnny Mandel.ĭave Grusin has mastered every facet of our profession over the course of his amazing career: consummate arranger and orchestrator, crated songwriter, world-class pianist, gifted composer and even a successful businessman to top it off.ĭave was born into a musical family in Littleton, Colorado, and stayed in his home state to graduate as a piano major from the University of Colorado, before moving to New York to begin graduate work at the Manhattan School of Music. Their achievements will be used as the ultimate standard for future generations of film composers and songwriters. The SCL created the Ambassodor Program five years ago to recognize and acknowledge a select group of composers and lyricists without whose valuable contributions our profession would be less than it is without whose creativity our artistic community would be lacking and without whose gift, our society would be deprived of wonderful music and song expressed by their genius. 2007 SCL Ambassador Presentation to Dave Grusin, excerpted from Dan Foliart’s introductory remarks. Check with your local retailers for their final price and availability. Prices, promotions, and availability may vary by model, store, and online. Series LG Type French Door Door Type 4-Door Total Capacity (cu.ft.) 26.90 Color PrintProof Stainless Steel Refrigerator (cu.ft.) 18.20 Freezer (cu.ft.) 8.70 Total Capacity (cu.ft.) 26. Actual features, functionality, and other product specifications may differ and are subject to change without notice. Images may be simulated and dramatized for illustrative purposes. InstaView Door-in-Door Counter-Depth Refrigerator with Craft Ice. Counter-Depth MAX French Door Refrigerator w/ Mirrored Instaview & 4 types of ice, Black Stainless Steel 2798 00 3699.00. See Table 1 for a list of Eligible Appliances.Įxcluded Items: LG Refrigerators (LRTNC0705V, LRONC0705V/A, LRONC0605V, LROFC0605V), LG laundry (WT6105CW,ĭLE6100W, DLG6101W, WT7005CW, WT7000CW, DLE7000W, DLG7001W, WM3400CW, DLE3400W, DLG3401W), LG laundry pedestal drawers, all LG SIGNATURE branded appliances, open-box items and display units do not qualify for this instant rebate. Black stainless steel includes 700 savings. Will count as (1) qualifying unit towards a bundle. We’ll help you find the right one for your space.Eligible Categories: Refrigeration (except compact freezers and compact refrigerators), Range or Wall Oven, Over-The-Range Microwave or Cooktop, Dishwasher, Hood Vent, Air Care, Floor Care, Washer or Dryer. Nothing is more frustrating than an appliance that doesn’t fit.of space, you'll have room and room to grow. SAMSUNG RF23A9071SG 36 Inch Smart Freestanding Counter Depth 4 Door French Door Refrigerator in Black Stainless Steel. Winia French Door Bottom Mount Refrigerator 26 Cu Ft Stainless Steel. Nothing beats the convenience of having more food when you need it, and with a generous 26 cu. Stainless French-Door Smart Wi-Fi Enabled Refrigerator: Refrigerators. Get more space for groceries in a great feature-packed refrigerator.*Standard width french door refrigerator, excludes other LG manufactured products LG 26-cu ft French Door 36-in Refrigerator - Smudge Proof Stainless Steel - Ice and Water Dispenser: weve got it.Large Capacity 2 Door Bottom-Mount Refrigerator +6 4. The Slim SpacePlus® Ice System provides more shelf space and allows even more space for door bins. LG 29-cu ft Smart French Door Refrigerator with Ice Maker (Fingerprint. Ice makers are great, but not if it means you can't fit all of your food in the fridge.It reduces cold air loss helping keep food fresher longer while conserving on precious energy. Door-in-Door® with ColdSaver™ Panel acts like a barrier keeping cold air in where it matters most - in the inside - giving you peace of mind that food will stay fresh longer. Smart InstaView Counter-Depth MAX French Door Refrigerator Edge-to-Edge InstaView Window Slim SpacePlus Ice System Dual Ice Maker ThinQ.The water pressure should be 20 - 120 psi (138 - 827 kPa). French Door Refrigerator w/ Multi-Air Flow, SmartPull Handle in PrintProof Stainless Steel, Model LRFWS2906S has recently started splashing water when dispensing, your water pressure may be too high. Sams Club has a variety of 28 cubic feet refrigerators at members-only prices. The largest on the market at just over 28 cu. Offering quick and easy access to favorite foods, the popular Door-in-Door® design gets even better with adjustable bins that smoothly glide up and down to fit snacks and drinks of all sizes.Įxtend Food Freshness While Conserving Energy A: If the dispenser on your ENERGY STAR® Qualified LG 29 cu. Smart Counter-Depth Max Refrigerator w/ Four Types of Ice (16) 700 off.The sleek tinted glass panel illuminates with two quick knocks, so you can see inside the easy access compartment without opening the door, reducing cold air loss to help keep food fresher longer. Find features like extra storage space or a stylish exterior in an LG side-by-side fridge. ![]() Shop Best Buy for an LG side-by-side refrigerator. Combining innovation and distinctive design, the InstaView™ Door-in-Door® refrigerator will enhance even the most beautifully crafted kitchen. Side-by-Side Smart Refrigerator with Door-in-Door and Craft Ice - Black Stainless Steel.Get notifications about usage, maintenance, plus early diagnosis right on your smartphone. Discover ThinQ Care within the ThinQ app - proactive smart alerts to keep your appliances running smoothly. ![]() Windows Media player should now be reinstalled. Scroll down and expand Media Features, select the Windows Media Player check box, and click OK. ![]() Windows Media Player should be uninstalled. Scroll down and expand Media Features, clear the Windows Media Player check box, and click OK. If you want to reinstall Windows Media Player, try the following:Ĭlick the Start button, type features, and select Turn Windows features on or off. Download the latest version of the top software, games, programs and apps in 20. For Windows 7 N or KN editions, get the Media Feature Pack. Download Windows Media Player For Windows 10. Included in Windows 7 Starter, Home Premium, Professional, Ultimate, and Enterprise editions. Windows Media Player isn't available for Windows RT 8.1. VLC is available for desktop operating systems and mobile platforms. For Windows Media Player 12 for Windows 8.1 N and KN editions, get the Media Feature Pack. VLC media player (previously the VideoLAN Client and commonly known as simply VLC) is a free and open-source, portable, cross-platform media player software and streaming media server developed by the VideoLAN project. Go to the DVD playback for Windows page to find out how to add DVD playback to Windows 8.1. Included in Windows 8.1 and Windows 8.1 Pro, but doesn't include DVD playback. Later versions such as Vista, 7, 8 or 10 already include it as standard or must be downloaded from. ![]() Go to the DVD playback for Windows page to find out how to add DVD playback to Windows 10. To do that, select the Start button, then select Settings > Apps > Apps & features > Manage optional features > Add a feature > Windows Media Player, and select Install.ĭVD playback isn't included. In some editions of Windows 10, it's included as an optional feature that you can enable. Included in clean installs of Windows 10 as well as upgrades to Windows 10 from Windows 8.1 or Windows 7. (If you've got a Mac, you can download Windows Media Components for QuickTime to play Windows Media files.) Use this table to find the right version of the Player for your system. Click on Library on the bottom-right side.Windows Media Player is available for Windows-based devices. VLC media player (previously the VideoLAN Client and commonly known as simply VLC) is a free and open-source, portable, cross-platform media player software and streaming media server developed by the VideoLAN project.To download and install the Media Player app for Windows 11, use these steps: If you want to try the app, the machine must be running Windows 11 build 22504 or higher. The Media Player app is currently available as a preview for devices enrolled in the Dev Channel of the Windows Insider Program. How to download Media Player app on Windows 11 How to switch between light and dark theme on Media Player app Windows Media Player is a audio and visual player and storage device.How to open URL stream on Media Player app.How to enable close caption on Media Player app.How to control media speed on Media Player app.It also is compatible with every OS, even if you’re using mobile ones such as iOS and. This free video player has never failed us. ![]() How to use equalizer on Media Player app In Windows, It also allows you to find codecs, play damaged files or a file being downloaded. At the moment, the open-source VLC Media Player is our top pick.How to view media file details on Media Player app.How to edit track information on Media Player app Windows Media Player is one of the best known software tools for rendering audio and video files, which comes with the Windows operating system. Media Player Classic - BE is a free and open source audio and video player for Windows.We cannot confirm if there is a free download of this software available. How to use mini mode on Media Player app Downloading Windows Media Player 1.457 from the developer's website was possible when we last checked.How to create playlist on Media Player app.Simplicity In Design - Bring a whole new. Play it, view it, and sync it to a portable device for enjoying on the go or even share with devices around your home, all from one place. How to use play queue on Media Player app Windows Media Player for Windows XP offers great new ways to store and enjoy all your music, video, pictures and recorded TV.How to add locations to Media Player app.Sign up to receive daily breaking news, reviews, opinion, analysis, deals and more from the world of tech. How to download Media Player app on Windows 11 How to download Media Player in Windows 11. The table has column headings named the same as the Apple Card Transactions. I find it easier to have a table for AppleCard in a Ninox database ( ) where I keep other credit card data. Moneydance does not remember your choices for the fields you have to select your choices from dropdown menus for every file you import. You may prefer some other combination for the fields, but the above works for me. Select for the fields: Date, Ignore, Description, Memo, Category, Ignore, Amount.File -> Import, then choose the CSV file to Import.Make a new credit card account and name it (before importing the first file). ![]() The Apple Card transactions can be imported into Moneydance with these steps: If the user wants to manually upload the data to the Cloud, that’s on him. However, sending data only to the user does not violate this. Note that Apple’s original objection to providing anything other than PDF files was that they did not want to allow direct connections from other financial vendors (e.g. So, hopefully, we will soon see other forms of data export. While this process was less work than entering the whole statement manually, it was more work than doing a load of a. Once I did that, the data loaded correctly. Now, I needed to associate each field with a defined field in Moneydance. So I deleted the troublesome numbers and the file was able to load. By looking at the file, I could see that what had been identified as a long numeric string was actually an alphanumeric string that was part of a merchant sub-identifier. My initial attempt to import the file into Moneydance failed, giving a Java.error on some of the numeric data. So, I opened copies in Numbers (to see it as a spreadsheet) and BBEdit (to see the raw text). qfx file extension.īecause I hadn’t worked with importing a csv file into Moneydance before, I wanted to examine this file a bit more closely. Every other credit card I use has an option to export in ‘Quicken’ format, commonly denoted with a. I tried it out last night for import to Moneydance using my December statement as a test. Tap the Share icon to send the CSV data somewhere else, like iCloud Drive through the Files app or to your Mac with AirDrop.ĭoes this fit the bill for Apple Card data export and management, or do you need something more robust? Are you importing into a personal finance package, and if so, which one? Let us know in the comments. That basic export will display the CSV data on your iPhone, which isn’t very useful. Here’s how to get your data out of the Wallet app: ![]() You can import that CSV data into any spreadsheet and many financial apps. That has finally changed, with Apple now offering CSV exports of monthly Apple Card transaction data from the Wallet app. 1676: OS dates, iPhone 15 lineup, Apple Watch Series 9 & Ultra 2, USB-C AirPods Pro, USB-C cable advice, more from WonderlustĪpple Card (Finally) Gains CSV Statement Exportĭo you have an Apple Card? Did it throw a wrench into your personal accounting practices? When the Apple Card debuted, one of the top complaints we heard from readers was that Apple offered no way to export your statements such that you could import the data into a personal finance app. ![]()
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Meet and Fuck Games Sex Games offers you hundreds of Meet and Fuck Games. Join this club to meet and fuck with hundreds of other users who play this game in the real time with you. Paytm’s valuation - around 26 times price-to-estimated sales for the financial year 2023 - towers above the benchmark S&P BSE Sensex Index on about 4 times. Valuation is likely to become the main sticking point for those seeking to tap the market. According to a Bloomberg report, Fintech Decacorn Paytm is aiming. Some companies that were seeking to benefit from the flood of transactions in India’s booming IPO market so far this year may now rethink the timing and pricing of their issues, according to Edelweiss Financial Services Ltd. Paytm eyes INR 22,000 Crores IPO near Diwali-2021: Report Tech Buzz. Paytm shares have fallen about 30% since it started trading last week, with a rebound on Tuesday not enough to erase losses from the two previous sessions. have fallen about 40% in the so-called grey market. The shares of Paytm rival One MobiKwik Systems Ltd. Planned smaller IPOs could have a harder time pricing shares if there is a reduced appetite for new listings. Paytms valuation - around 26 times price-to-estimated sales for the financial year 2023 - towers above the benchmark S&P BSE Sensex Index on about 4 times. Other sizable listings include API Holdings Ltd., the parent of online pharmacy PharmEasy, and logistics company Delhivery Ltd. Offerings on the radar include that of Oravel Stays Ltd., the operator of hotel-booking startup Oyo, which is looking to raise nearly $1 billion. ‘Pension Poachers’ Are Targeting America’s Elderly Veterans In other words, it cannot assume credit risk in any form.(Bloomberg) - At least a dozen Indian companies working on initial public offerings are now under extra investor scrutiny following the disastrous debut of digital payments startup Paytm, the country’s biggest ever IPO.Ĭhina Cash Flowed Through Congo Bank to Former President’s Cronies Hence, distribution/cross-selling has been the way to go. Low possibility of bank license The Paytm Payments Bank is not allowed to lend as per RBI license conditions, so the company cannot directly lend to its customer base. What triggered this red flag is the fact that 5 of the comapny's senior executives quit ahead of its DRHO filing in July. It also noted the high attrition rate in the senior management of the company. Macquarie states that split between these will bring more objectivity to the board. All posts are managed by the founder Vijay Shekhar Sharma himself. Besides, there is no distinction between the chairman and managing director and CEO of the company. Company's governance and risk The report beleives that a board consisting of only 8 members with 6 of them based outside India is not necessarily an ideal structure. Paytm shares have fallen about 30 since it started trading last week, with a rebound on Tuesday not enough to erase. have fallen about 40 in the so-called grey market. These players also have strong two-way customer-merchant ecosystems with strong consumer value propositions. Planned smaller IPOs could have a harder time pricing shares if there is a reduced appetite for new listings. It also expects that the company's free cash flow (FCF) position will not turn positive until financial year 2030.Į-commerce is a segment where Paytm has had to compete head-on with big players like Amazon and Walmart-owned Flipkart. ![]() This can be clearly implied from the fact that although Paytm's $2.5 billion offering was priced at the top of the indicative range, demand was much weaker than other recent stock sales, as Paytm has lost some market share to Google and Flipkart's PhonePe. So, the competition is quite evident in the certain categories like financial products or buy now pay later (BNPL) space. 'Competition may drive down unit economics' The report further notes that Paytm's competitors like Amazon, Flipkart, Google and others are offering almost the same services. ![]() Consequently, it has kept a target price of Rs 1,200 for the stock as against its issue price of Rs 2,150, implying over 40 per cent downside risk. ![]() The research firm believes that achieving scale with profitability will be a big challenge for the company. According to a Macquarie Research report, Paytm's business model lacks focus and direction. |
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